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We understand that each person is in a different situation, with unique needs. To meet your individual demands, we offer a variety of personalized services. Each and every one of our programs is designed to help you achieve a higher credit score, and ultimately reach your financial goals.
Of course, each and every client of ours, no matter what service they receive, has full access to free, round-the-clock consultation from our credit specialists. Our credit specialists can help you with anything from reading your credit reports to answering questions you may have.


Raises score up to 150 points in 15 days*
It quickly boosts your Fico score to allow you to gain immediate approval for a loan. We have been able to help our clients increase their Fico score by as much as 150 points in 15 days.* Increasing your Fico score, even temporarily, can result in approval for a better interest rate, which in turn can ultimately save you thousands.

($50 per item)
Our Credit Repair service is our most popular service. This service permanently removes derogatory accounts (late payments, charge-offs, tax liens, etc.)
from your credit reports with the three major bureaus. Removing these accounts not only raises your score, but it also gives you a solid foundation on which to rebuild and establish an improved credit history.

($25 per item)
Whenever you apply for credit, most lenders will request a copy of your credit reports. This request is listed as an inquiry. Racking up too many inquiries in a short period of time will have a negative effect on your score. Our Inquiry Removal service will help you permanently remove any unwanted inquiries from your credit reports. Removing these damaging inquiries from your reports will help increase your credit score and your appeal to lenders.

People having incomplete, inaccurate, or even duplicated personal credit files are an instant red-flag to lenders. It is also a sign of possible identity theft. This is designed to help keep your credit reports organized, correct, and updated. Our service helps protect your personal information to prevent identity theft. Also gives you a solid foundation on which to rebuild and establish an improved credit history.

($150 per item)
Are you having problems opening a checking account? You may have a negative item on your ChexSystems report. We request your ChexSystems report, free of charge, and provide you with a free one-hour consultation. After reviewing your report, we will be able to inform you if any negative or suspicious information appears, and we will advise you on how to proceed.

Credit card companies are always trying to sign up new customers, and they send out millions of letters each year soliciting your business. Our Opt Out service eliminates these unsolicited offers. This service will not only save you the headache of large amounts of junk mail, but it will prevent someone from filling out a discarded application in your name.

Part of having a good credit score is ensuring that your account information listed with the bureaus is up to date and accurate. The number of positive credit accounts and the balances remaining on those accounts make up a major part of your credit score. Our service involves monitoring your account activity, adding new accounts and updating existing accounts.

Fighting identity theft can be a time consuming and frustrating process. Once you become aware that your personal information is being used fraudulently, your best defense is taking fast action to minimize future damage. If you suspect that you may have been a victim of identity theft, our Security Freeze can provide you with the tools you need to protect and secure yourself.

Our Establish Credit program is designed to help those who have a new credit history, or those who are seeking to re-establish credit. As we help you obtain credit cards, you will begin to build credit. Our program will show you exactly how to start building your future credit history and how to rapidly establish more accounts with no money up front.

Have you ever attempted to pay with a check, and been told that your check would not be honored? We can help you correct this serious problem. Our Check Writing Services will clear up negative information that limits your ability to write checks and help you restore your ability to use checks.

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